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Category · 4 tools

Free calculators that show their working

Some numbers are needed immediately and a spreadsheet is overkill: a tip percentage, an exact age for a form, a BMI reading after a check-up, the monthly cost of a loan. These calculators are small, fast and show the formula next to the result, so you can check the answer instead of trusting a black box.

All four run entirely in your browser. Inputs are never uploaded, nothing is saved between visits, and the pages state the assumptions behind each number — BMI is a screening indicator rather than a diagnosis, and a loan payment excludes taxes, fees and insurance. For anything consequential, use the calculator as a second opinion rather than the final answer.

Small calculators, formulas on the page

Every calculator here is built around one standard formula and prints that formula next to the result. That matters more than it sounds: a percentage that looks wrong is usually a question of which base was used, and a loan payment that surprises you usually excludes fees or assumes a different compounding interval. Seeing the working lets you check the answer against your own numbers instead of trusting an unknown website.

Inputs stay in the browser. Birth dates, income figures and health data are exactly the kind of information people should not have to upload to a random server, so nothing here is transmitted or stored. For decisions with real consequences — medical, financial or legal — use these results as a quick estimate and confirm with a professional who knows your situation.

A discount or tip on the spot
Percentage Calculator handles percent-of, what-percent and increase/decrease in one place.
A form asking for exact age
Age Calculator gives years, months and days plus total days and the next birthday countdown.
Checking a monthly repayment
Loan Calculator turns principal, rate and term into a monthly payment and total interest — before fees and insurance.

Calculators questions

Are the calculators free to use?
Yes. Every calculator is free, needs no account and has no usage limit. The site is funded by clearly labelled advertising placed around the tools, never inside the result.
How accurate are the results?
Each calculator uses the standard formula printed under the result and rounds only for display. Age and loan calculations follow calendar and amortisation conventions; BMI uses the official formula and banding. Treat the results as estimates for planning, not professional advice.
Do you store the numbers I enter?
No. All calculations run in your browser with JavaScript. Inputs are not sent to a server, not saved in local storage and are gone when you close the tab.
Is the BMI calculator a medical diagnosis?
No. BMI is a population-level screening indicator and says nothing definitive about an individual's health. Athletes, children, pregnant people and older adults need different measures; discuss health concerns with a qualified professional.
Does the loan calculator include fees and insurance?
No. It calculates principal and interest for the rate and term you enter. Arrangement fees, insurance, taxes and early-repayment penalties are not included, so the real cost can be higher — check the lender's full schedule.

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